White Jacobs & Associates

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45 days in, and I've seen total deletion of negative items on my Equifax report, and Experian looks like it's right behind it. Jeremy Manson has been available to answer all my questions through the process. Extremely satisfied!

White, Jacobs & Associates has basically saved my credit life! Joe Camacho is fantastic. He is always available to answer any questions I have and takes the time to explain every detail. Joe has worked hard to help me repair my credit so I can buy the house I need for my family and has gone above and beyond to educate me about credit. THANK YOU JOE!!!

Tyler Gregory is the man!!!!!!



I will be very honest I had my doubts at first, because you always hear this credit company is good and then after you paid them nothing happens, then they say it takes time, then they need more money. Tyler will tell you I gave him the blues but I will tell you he has did some major deletions within only 36 days!!!!!! That's right 36 days, I didn't believe it either, I am on my way to that brand new home!!!!! Trust Tyler, he is the man!!!!! I promise!!!!!!

was very hesitant on starting with white Jacobs but after talking to Brian Quinn all that changed.

he was very informative on all steps and what it was going to take for me to get my credit score healthy.

just like a doctor he analyzed me then went to work on a diagnosis and I must say I am happy with the outcome.

I would highly recommend White Jacobs to any body suffering with bad credit.

Tyler Gregory is a man of his word! In about 6 weeks he has cleared multiple items from my credit report and is in constant contact with me in regards to our progress. I would highly recommend him and this company if you need the help. They have been amazing and I can't wait to see the final results. Thanks for helping us reach our goal!!

I invested my money into WJ&A on a impulsive decision and I do not regret it. Tyler Gregory has been great and honored all his promises. Its like doing business with a good friend.

Tyler Gregory has helped many of my clients with credit issues. Whether medical bills or past delinquencies,Tyler gets near instant results. He is my GO TO credit analyst. White Jacobs and Associates is the real deal. They have a great company integrity. If you've been living with shame and regret over your credit score, just know there is a way to reverse that! Call Tyler at 405 973 8464. They do NATIONWIDE and are based out of TX. t.gregory@whitejacobs.com

Let's see where should I start? I am a single mom, working full-time, going to school full-time and have 2 awesome boys. Money is very tight raising two boys. I wanted to get my credit repaired but was very afraid of trusting the right person. My best friend Stephanie Chase used Joe Camacho recently to clean up her credit to be able to buy a house. Joe is also a old friend from high school. I was eager to use Joe but was afraid to spend the money on this. Finally after talking to Stephanie over and over and talking to Joe several times I was ready to commit to doing this. I hate spending money but I also knew it was costing me more everyday to keep the delinquent records on my credit. I called Joe told him I was ready he walked me through it step by step what to expect and the things I had to do. (Which is very little) He explained to me about my options and he was very upfront with how much this was going to cost and what our goals were with my credit. He spoke with his team and came up with the best plan that would help benefit me. A year later what can I say I am VERY happy with the choice I made on trusting Joe and going forward with White Jacob & Associates Inc. He has always been very fast at getting back to me via email or even calling me back. He would also make arrangements to talk to me about my account frequently through this whole process and keep me up to date on what was all going on. Joe Camacho will go out of his way to get things taken care of and the right way! I will say he puts about 500% effort in everything he does for you. I started out with $31,202.00 in collections & a $961.00 public records judgement against me in Tarrant County. I had a REPO on my credit and also had TWO mortgages on my credit even though I got divorce and signed a deed over for my house it STILL was on my credit. :( I also had 13 Negative Derogs on my Experian, Equifax had 15 Negative Derogs and also Transunion had 15 Negative Derogs on my credit. NOW i have 1 Negative Derog on my Experian, 2 Negative on my Equifax and 2 Negative Derogs on my Transunion. Joe has also SAVED me a TOTAL of $26,374.00 on my credit. He has been able to DELETE the REPO, get BOTH mortgages off which was also a FORECLOSURE on my credit, deleted the judgement from Tarrant County. He is still working on my credit to this day trying his best to get one more item off my credit. I have faith he will get it done. I would recommend to use JOE CAMACHO you will be very pleased of the services him and his team provides to you. Please ask for Joe ;)

Tyler Gregory gave me great results on all 3 bureaus and would highly recommend him. His number is. ( 405-973-8464)

My husband and I were given Mr. Gregory's phone number. We were needing our credit cleaned up because we wanted to purchase a home or the home we are currently renting. He explained to us the process and was very courteous, caring, and above all professional. We started in the end of April towards the beginning of May. We have noticed the results in a matter of weeks. We are still in the process but believe me he can help you and give you the freedom from the bad credit. He is always on top of things, giving us the updates and is more than just a consultant he is a friend for life. Please if anyone out there is needing their credit fixed call Tyler Gregory at 405-973-8464. It will change your life for the better!!!!

I was hesitant of working with White, Jacobs & Associates at first but Joe Camacho had already really helped out my husband. I saw the positive results and then when it was my turn he reassured me that this was really going to help and that my information would be safe. After a few months my credit score jumped into the over 100 points and then kept going. It was time to apply for my credit card and I got approved for $10,000 because my credit was EXCELLENT!!! This is after trying to get approved for lines of credit for years and years and always being declined. Thanks to Joe, we have the credit and flexibility our family needs to buy a new home and a new vehicle for my husband!!

As a Financial Business Manager for professional athletes, I've found the simple education of credit and the "know how" are essential to their financial careers. With that being stated, we all know, life is the most reliable source of education. When life and calamity found its way into my credit file, "life"' or in this case JOE CAMACHO was my most reliable source of credit education. He was not only able to pull me out of a credit disaster while educating, but also saved me money in every aspect of interest accrual accounts. I will forever be in DEBT to Joe Camancho. He is now an individual I can truly rely on for not just myself but for all my clients when facing such credit issues. He is always a phone call away and continues to reach out to me til this day almost a year after the calm of my credit storm. Joe has stayed true to his statement of me "being a client for life." Joe's credit acumen allowed me to secure an account, in which I was able to outwardly express my dying love for my now life partner and join us in holy matrimony!!! Thanks Joe for all you did and continue to do, words cant even express the feeling. Not even an emoji!!

Joe Camacho is AMAZING! He completely repaired my credit within months and has done everything he said he was going to do. He said upfront that if I did my part and followed through with everything he said, my credit would be repaired and I would be able to own a house, which was my dream. Less than a year later, my credit score is outstanding and my wife and I just purchased our first home!! Joe has helped us turn our lives around. We are more knowledgeable about our credit and are better prepared for the future. If you’re feeling skeptical about spending your money on repairing credit, know that it is worth every penny and you will be so thankful that you did it. I highly, highly recommend Joe and WJA. Joe, thank you for your amazing results and a great experience!

Jeremy Mason has been the key to my initial and continue use of White, Jacobs and Associates. With him in my corner I feel confident to sit back and watch my credit score grow.

Jeremy Manson has been extremely helpful and easy to work with. He provided me with all of the necessary information to understand my process and everything that he told me has been right on point and accurate. Jeremy is awesome and I am very pleased with my experience with White, Jacobs and Associates.

LeAnn Daniel did an incredible job walking me through every step of my credit repair process. I came to White Jacobs & Associates with significant problems with my credit score, including derogatory accounts and lacking longevity in my credit portfolio. LeAnn and the White Jacobs team explained to me the steps I could take improve my credit score and reach my goal of buying a home. LeAnn was quickly responsive to all my questions, and handled everything promptly and professionally. In addition to the work the WJA team did in connection with the collection accounts, they also counseled me as to steps I could take to build my credit. My results were fantastic! All of my derogatory accounts are removed, and I have been able to build positive credit. I was approved for financing on my first home, thanks to LeAnn and the White Jacobs team!

HUGE thanks to Joe and the rest of the WJA team! In less time than expected, these guys had our family's credit back in order and ready to buy a house — along with expert guidance on how to make good credit decisions for a better future. I've been more than pleased with their punctuality in addressing our needs and their excellence in handling the workload. Together, we've succeeded in reaching our goals!

Im working with joe Camacho

I just wanna say he is doing an amazing job so far he got many deletions in my first two rounds im in my third rounds he's got some accounts deleted that the other two previous companies I used couldn't get deleted thet said those accounts were impossible to get removed I just cant thank you enough joe soon I will be a home owner in my dream house I couldn't have done it with out u thanks again joe nd the team at white Jacobs and associates !!!

I am writing to recommend Broc J. Mullins who was our consultant with White Jacobs & Associates. We've known Broc personally for about 15 years and when we moved back from Hong Kong, we needed help to expand our credit. Within six months he had not only cleared up any bad credit we had but had also helped us establish credit, found us a lender and we now own a beautiful apartment one block off Michigan Ave. in Chicago! Thank you Broc!

I had multiple collection accounts and late payments on my credit report from when I was deployed. WJA got 99 percent of all the negative marks on my credit report off. This caused my scores to increase over 100 points.