Credit is an extremely complex subject, At no fault of our own, early on, we are overwhelmed with enticing credit offers; often leading to bad credit. White, Jacobs & Associates (WJA) offers consumer credit service to assist their clients with fixing their credit.  WJA understand the complexity of credit and has developed a unique, highly personalized way to get your financial freedom and buying power back. Our goal is not only to improve your credit, but to educate you on the proper use of your credit.
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Reviews

KJ
Kendra J.

03/05/2016

Provided by YP.com

Thank you so much Joe Camacho!!!!! I was referred to Joe about a year ago and chose to use his services beginning this August 2015. Best decision I could've made. Being a full time student I was bogged down by previous debt and bad circumstance. Joe assured me there was a light at the end of the tunnel and he would help get me there. He's done that and more. My credit began in the low to mid 500's. I'm proud to say I am now in the 700's and so proud of how far I've come in so little time. Thank you so much Joe. You're superstar.

LR
Luis R.

03/03/2016

Provided by YP.com

Outstanding. When everybody said I wasn't going to be able to get a mortgage because my credit was no good, Steve Tansey got the job done. 100 points higher and I'm looking for a home to buy. Extremely knowledgable and on point. Thank you for your help.

RR
Ric R.

02/17/2016

Provided by YP.com

I must say that Tyler Gregory has helped me get the house in just a few months time. It was either wait for stuff to fall off in a matter of a few years, or take a chance to call 405-973-8464 and have him and his team represent you and dispute negative issues on your report. I am closing on a house soon, thanks to Tyler. He will give you an honest consultation and take it from there.

SA
Stephanie A.

02/04/2016

Provided by YP.com

Tyler Gregory is the absolute BEST!!! We came to him with a very low credit score & he was able to get our score high enough to purchase our first home!!! His compassion & dedication are incredible. We couldn't have done this without him!!! Top notch guy!!

RV
Robespierre V.

01/21/2016

Provided by YP.com

Thank you very much Joe Camacho!!!! I am very happy I found White Jacobs when I did. I had scoured the internet looking for companies that could help fix my credit score the right way. I came upon quite a few different companies and a lot of bad reviews of those companies. A lot of customers out of the money it cost for the service and still had bad debt/credit scores. I found reviews for White Jacobs, I searched and found that almost 99% was all positive and anything negative was based upon customers not doing as they were instructed by their credit adviser. I kept seeing the name Joe Camacho in a lot of the reviews so I requested that he contact me. I have been working with him for a little over 4 months and started with a credit score in the low 500's I am currently in the high 600's and have had almost all my bad/old debt removed. I was just able to apply for a credit card and instantly was approved. I am truly grateful to Joe and White Jacobs for their incredible service and advice. Not only is Joe helping repair my credit but he is also guiding me on how to not end up back where I started and I have learned a great deal from him. If you are serious about repairing your credit and getting back on the right track, I definitely recommend contacting them. I am so glad that I did. You can reach Joe Camacho @ 972-231-0452 Ext. 114

TB
Tiffany B.

01/06/2016

Provided by YPmobile

Let me first start off by saying I never review anyone but the experience I have had with Tyler Gregory and White, Jacobs and Associates I can't not share. I was referred to Tyler by my loan processor in preparation to buy a home. Now initially when I was told to contact him because it could be life changing and a great investment for my future. I took that with a grain of salt.

CW
Clint W.

12/27/2015

Provided by YP.com

Brian Quinn, is both a dynamic and knowledgeable financial counselor. Brian's guidance and direction has proactively moved my credit from 676-735 in just the first round, (3-weeks), we have two more to go and then the attorney's get involved to polish my score off. I have full confidence that my credit score will be in high 700's - 800 by February. Brian takes his time and explains every step so clearly and transparently that it literally flows so smoothly it's flawless. Brian excels in excellent communication, accountability, transparency, responsiveness and is relentless in genuinely consulting you and creatively persistent in raising your credit score. Through Brian's passionate execution and commitment to your increase, you will find it refreshing to have him on your team.

MB
Mirna B.

11/24/2015

Provided by YP.com

Thank you White, Jacobs and Associates!!! A very BIG thank you to Derek Shaw (aka Amazing Derek) for being an outstanding financial adviser. I was a bit hesitant at first but within the first 6 weeks I saw major improvement. He gives accurate financial advice that you are able to understand and maintain your good credit. I was able to purchase a vehicle with a great interest rate!! Every time we discuss my ultimate goal, (to purchase a home) which he’s always available to discuss I get a great sense of relief that it’s only a few steps away!!! I can’t wait to see many more results!!! I recommend WJ&A to all my friends and of course I always recommend Amazing Derek ****

AC
Adriana C.

11/21/2015

Provided by YP.com

My credit score needed a lift and I was recommended to White,Jacobs & Associates by a friend. It was a pleasure working with Tyler Gregory. He was very thorough in explaining the process and how it worked. He didn't make any promises but instead explained that results may vary. I'm very pleased with how everything turned out and how my credit score improved so much in just 6 months. I highly recommend Tyler, as he is very professional and knowledgeable at what he does. Give him a call (405) 973-8464 and let him help you get your credit to where it should be.

LR
Lisa R.

11/17/2015

Provided by YP.com

Thank you Steven Tansey!!! We were absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in our needs. We were looking to apply for a mortgage for a new home and our credit scores were very low. Steven was able to help us establish what we needed and our scores rose over 100 points. We have now qualified for a mortgage and are beginning to build the house of our dreams. What really impressed us was the way you took the time to get a feeling for where we were at and where we wanted to be. Your professional, ethical and caring demeanor obtained our trust and respect and we gladly recommend your services whenever possible.

QW
Quinta W.

11/12/2015

Provided by YPmobile

had given up all hope on getting into a house and getting good interest rates on loans because of how bad my credit was. And because I had no trust in the credit repair companies, I knew it would take a miracle to get anything going for me. Well, my miracle happened when about a month ago, I got introduced to Robert Dooley at White Roberts. He took the time to explain to me how they work and what they'll be doing. I got to gain some more trust in him when he very patiently explained to me why everyone is not a candidate and that even though I was willing to go through the process, they had to verify and make sure they could help me and but just waste my money. Long story short, it turned out I could be helped.



I was in the low 500s when we started and now, a month later, I already have 40 deletions off my credit reports, including a major judgment I had against me in a different state. I'm beyond myself! My family keeps growing and it's a blessing to me to know that I'll finally be able to get us into our dream house. Thanks to the very patient and attentive Robert Dooley. He would not give up on me even when I got frustrated with other things going on in my life and wanted to quit the process. This is so worth it. Now I can dream again!

DL
Deyla L.

11/02/2015

Provided by YP.com

I worked with Mr. Camacho. The process went great, it was smooth and he always answered any questions I had. My credit score over all went up by more than 50 points within a few weeks!! And we we are now ready to buy a house! Thank you Joe!

CW
Chris W.

10/29/2015

Provided by YP.com

I couldn't be more happier with the results and service Joe Camacho and his team have provided! They took my credit score from not even reporting with credit bureaus to 775 with one of them in 6 months.

RJ
Ronda J.

10/12/2015

Provided by YP.com

My bad credit has been bringing me down my entire life. I made bad decisions when I was younger that hurt my credit and had some medical emergencies that I couldn't afford. Because of all of this I have always paid hefty deposits for my apartments, my insurance has always been expensive, my interest rate on my vehicles have always been 16% or higher, and I even got turned down for a job a few years ago. I guess I just got used to it. I thought this is how life is. This was my punishment. I knew something had to change when I went to purchase my home. I was turned down for a loan from multiple companies. My highest score was a 528. The only place that would approve me was going to give me a 7% interest rate. I knew after all these years with high interest on my cars, that I just couldn't even consider paying 7% in interest on a home. I couldn't continue throwing money away for rent. I hated the neighborhood I was living in and, more importantly, I was afraid to let my two boys go play outside because on the neighborhood that we lived in. One loan officer told me to call Tyler Fortenberry at White Jacobs & Associates. I did research on the company and was very pleased with what I found. However, when I researched general credit repair online, I heard horror stories. I became really skeptical of the idea of credit repair. I just knew that I had to do something. I called Tyler Fortenberry. He told me that if he couldn't help me he would tell me. That put me at ease. He looked over my report and said that I would be a good fit for the program. After he went over the report with me and answered all of my questions, I decided to move forward with the program. After 33 days I began to see results. I saw my scores increase and collection accounts deleted. Tyler kept me in the loop the entire way through the program and answered all of my questions. He set me up with two credit cards and taught me how to manage them. This was exciting for me. I haven't been approved for a credit card in years. I was in the program for around 4 months. Guess what? I got my keys to my home three weeks ago! I went back to the loan officer that originally told me no and I was approved! I'm going to finance some new furniture this weekend so I can furnish my new home. Best of all, my children are safe to play outside. My scores that were in the low 500's are now in the 700's. I'm now saving $50 on my insurance every month and over $100 on my car payment after refinancing. I look back and wonder why no one told me about this before. All the money, time, and stress I could've saved myself is mind blowing. I'm so grateful to Tyler Fortenberry and the entire team at White Jacobs & Associates. I no longer have this dark cloud over my head that says I have to pay more for everything because of my younger years. I have freedom! Thank you!

BH
Beth H.

10/06/2015

Provided by YP.com

I wish to thank Justin Elliot for all of his help!!

He has made me feel VERY comfortable with the way he has answered all my questions. He has given me for the first time a light at the end of this tunnel. I know working with him on the plan he has set for me will put me back on my feet.

That in its self is a GREAT Feeling!

Justin is Respectful & Professional,But he still understands what needs to be done.

I look forward to working with him in the future.

I know ALL who work with him will be in VERY GOOD hands.



Respectfully Submitted,

Elizabeth H.

KQ
Kelly Q.

09/24/2015

Provided by YPmobile

I am really amazed at what Tyler Gregory with White Jacobs and Associates did with my credit. I have had bad credit for almost 10 years and now my scores are around 700 within 8 months. We recently purchased a new SUV and got a great interest rate. I would definitely recommend Tyler for your credit repair needs. You can contact him at 405-973-8464.

TJ
Trenda J.

09/15/2015

Provided by YPmobile

I was a little hesitant about moving forward with White , Jacobs & Associates. I went ahead and starting the process and I have no regrets about my decision. I've been working with Tyler Gregory for almost 2 months and I have seen positive results with my credit. I still can't believe the improvement! Tyler has been professional and is always available to answer any questions I have. I appreciate everything Tyler has done!

DM
Donna M.

09/14/2015

Provided by YP.com

Steve Tansey is such a pleasure to work with. I truly appreciate his kindness and professionalism. The assistance and education that I have received concerning credit law and the credit repair process has been so very helpful and enlightening.

MW
Michael W.

09/02/2015

Provided by YP.com

White, Jacobs & Associates provided a wonderful and seamless experience. As a college student I acquired quite a few dings on my credit history and Joe Camacho came to the rescue. I am very busy now after graduation and did not have much time to handle this myself. Joe provided a seamless experience that required little to no effort from my end. I was able to go about my business while these magicians of credit repairing performed their sorcery and literally brought my score up 90+ points with total deletions of negative dings. I would definitely recommend this to anyone struggling with their credit and don't want to hassle with collection companies. This is a great investment and well worth it. Thanks again guys and a much great thanks to Joe Camocho!!

RJ
Ricky J.

09/01/2015

Provided by YPmobile

Brian Quinn is AMAZING! He's help me repaired my credit within a 2 1/2 months and has done everything he said he was going to do. He's upfront with me and tell me if I do my part and followed through with everything he said, my credit would be repaired and I would be able to own a house, which was my dream.

More Business Info

Hours
Regular Hours
Mon - Thu:
Fri:
Sat - SunClosed
Services/Products
WJA offers Attorney-Powered Consumer Credit Services. Everyone's situation is unique; so they start by giving a full credit analyst and consultation. Every service offered is personalized based on the client's goals and current credit and debt situation. Give WJA a call today for a No Obligation credit evaluation.
AKA

WJA

The Credit Authority

Category
Credit & Debt Counseling
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