Credit is an extremely complex subject, At no fault of our own, early on, we are overwhelmed with enticing credit offers; often leading to bad credit. White, Jacobs & Associates (WJA) offers consumer credit service to assist their clients with fixing their credit.  WJA understand the complexity of credit and has developed a unique, highly personalized way to get your financial freedom and buying power back. Our goal is not only to improve your credit, but to educate you on the proper use of your credit.
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Reviews

AZ
Amy Z.

03/19/2022

Provided by YP.com

If you’re thinking of hiring Steve and his team for your credit repair needs, DO IT and do it FAST!!! I reached out to Steve Tansey in 2018 by referral of a friend who had a great experience with him. I never expected Steve to be able to do for me what he did for my friend, which was get her from bad credit to great credit in order to purchase her house. Well… I got on the phone with Steve and I was honestly struggling financially but I knew that if I didn’t make the decision to have him help me build a better credit, I would never be a homeowner. I had to make the decision and I had to make it fast. it took about 6 months for the results to start showing and I couldn’t be happier, but the true happiness was when I applied for a home loan and I got APPROVED, I was able to purchase my house in October 2021. In all honesty, I never thought the American dream would be possible for me, but Steve and his team made it happened. I rave about him because they know what they are doing and they do it well. Me owning a home would’ve never happened had I not taken a chance on Steve and his team. I recommend you hire him for your credit repair needs he’s great and he cares for his clients.

TG
Tara G.

09/24/2018

Provided by YP.com

Great Customer service, i was referred to Chelsea Le and she immediately wanted to help me better my credit and was patient enough to go through the steps of their program and help me better understand the processing and commitment they put into their services. I just started their program and feel great about whats to come and the results. THANK YOU Chelsea L. and Jana A.!

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Erin F.

09/20/2018

Provided by YP.com

Steve Tansey is the only name you need to know! He is not only an absolute credit genius, but a genuinly caring man to boot! He will get you wherever you need to be and give you all the tools you need to get even better! It will be the best call you ever make for the best future you could ever have!!

LC
Lyndsey C.

09/14/2018

Provided by YP.com

I am an employee as well as a client here. I love the program we have to offer. I just started the program myself about 2 weeks ago and I am excited to see how my credit will improve. Since I work here I know how the process works and I have seen the results we can provide. I am excited to see my credit scores increase and I look forward to getting a house when the program is over. :)

EC
Evan C.

09/13/2018

Provided by YP.com

I am a new client with the company. The workers are very nice and helpful when explaining the procedure and the process. They answered any questions or concerns I may have had. Overall, this is a fantastic company and I look forward to seeing my increased scores and help get my family into a house.

MR
Mariam R.

08/09/2018

Provided by YP.com

Working with Steve Tansey has been such a pleasure! I struggled with a credit issue stemming from a mortgage that my ex-husband and I shared. I gave up trying to resolve the issue myself with the mortgage company/credit bureaus and resolved that I would just have to live with it on my credit report until it drops off. I was referred to Mr. Tansey prior to the purchase of another home. The process was flawless and Mr. Tansey took care of everything. All I had to do was forward his office the letters from the credit bureaus and within months, Mr. Tansey had my entire credit bureau clean! Mr. Tansey is worth every penny! Do not try to fight these bureaus on your own. Utilize the muscle behind Mr. Tansey and his law firm. I promise you will not be disappointed. I will refer him to every person I know that suffers from credit issues. Many thanks Mr. Tansey

BC
Brittany C.

12/11/2017

Provided by YP.com

When I first began with James my credit was not so great sure wasn't close to what it is today ! James at White Jacobs has worked with me diligently on helping me to increase my scores. He followed up with me through out the 5 months that I have been working with him to verify that all docs have been sent out and received replies resulting in some excellent changes to my reports. I would definitely recommend using White Jacobs for all of your credit repair needs.

JM
Josh M.

11/28/2017

Provided by YP.com

James has been an incremental player in restoring/repairing my credit. My initial report started with 11 pages of bad choices and bad credit. At the end, all but 2 accounts were able to be resolved and removed, which are still in process. As well as cleaning up credit, James gave me expert advice in sequential order to begin to build good credit again through strategic purchases with certain lenders. My median credit score jumped over 100 points in 6 months. I've already recommended him to a dozen others. If you've made some poor credit choices, it doesn't hurt to give these guys a chance to help you out!

Steven T.

10/14/2016

Provided by YP.com

I have been working for WJA for almost 5 years now and have been in this industry for a decade. And trust me when I tell you this is a different kind of credit restoration program! It is Attorney engaged and that makes all the difference in the world!
NO company in the US can hold a candle to what they can do. So if you have credit issues and and doubt if we can help. PLEASE call me and get a free consultation. 469 217 8533

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Meggan W.

05/30/2017

Provided by YP.com

I contacted James Lee through a recommendation from another Mom on Facebook. I paid about $1200 and to me, it was totally worth it. I have a bankruptcy on my record, a repossession and a bunch of medical bills, bills stuck after my bankruptcy, etc. Thanks to James Lee my credit score went from low 500s to high 600s and once I pay my credit card down, my credit will bump into the 700s. We plan on buying a home after my husband goes through the program with James Lee and have high hopes our financial future thanks to him. I would recommend him to anyone and everyone!

AM
As M.

05/05/2017

Provided by YP.com

We are still pinching ourselves...is it real? Trying to grasp the enormous positive changes that have happened as a result of taking the leap and hiring White/Jacobs. Life-changing, absolutely. Steve Tansy has been SO great, he quickly responds to emails and phone calls, and is never rushed...he will more than thoroughly explain and re-explain everything. We were very skeptical because of the financial investment of hiring him and a lot of real estate, mortgage, and credit professionals will tell you that spending money to fix your credit isn't worth it because you can do it yourself for free. I'm telling you- SPEND the money, it is worth above and beyond what they charge...it would have taken me hours and hours and hours, months of letters and phone calls and probably years off my life because of the stress attempting to accomplish what Steve Tansy was able to do in a month. After pulling a construction company though the recession and for years being haunted by negative credit we finally have hope that we can actually move on for good with the good times that are here. Hire Steve Tansy, you'll be writing your own review about how it changed your life before you know it.

D.
Danielle ..

05/04/2017

Provided by YP.com

James Lee is awesome!

During my experience at White, Jacobs, & Associates, James Lee was helping me. I was asked what my goals and what I hoped my report would look like. From the moment I reached out, I was given a full rundown on how their credit repair program works and throughout the process I was given updates on how things were coming along. It was really reassuring to have the trust and communication from him during the process. I am very satisfied with the outcome!

Danielle

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Angelica O.

05/02/2017

Provided by YP.com

I was referred to Lupe Rivera by a friend of mine I called him he told me what needed to be done to start the credit repair I had lots of questions I needed to ask in which he never hesitated to answer any of them he was up front with the whole process my scores were in the low 400's and after starting the credit repair process in the first month my scores went up 79,42,13 points my second month another 134 points which puts my scores in the 600's I am on my third month I just know that at the end of this month I will be happy with my scores Lupe is very professional and honest from the beginning when I first called him I knew he would be the one to help me repair my credit I am very happy with my credit scores,I highly recommend Lupe Rivera please call him you won't regret it,the money you have to pay it's well worth it! I am looking forward to a new start if anybody can make that happen it's Lupe Rivera his # is 469-217-8539 cell # 469-401-7110 Less

LV
Lisa V.

04/18/2017

Provided by YP.com

One year ago I called White Jacobs and associates and spoke with James Lee. I was very leery about paying someone to help me with my credit because I have heard so many horror stories.  Calling White Jacobs and associates and speaking with James Lee was one of the best decisions I have ever made. James is very professional but yet very easy to talk to. I was never embarrassed talking to him regarding my credit issues. He is always very prompt with returning my emails and phone calls and keeping me up to date on my progress.  Putting my trust in James Lee has brought my credit score from very very low to getting ready to sign a loan for a home.  Call and speak to James Lee you won't regret it! Thanks James Lee!! :)

Lisa V.
Daytona Beach, FL

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Jason M.

04/12/2017

Provided by YP.com

James was amazing from the very beginning. Before I even entered the program, he was very straight forward and honest about my unique situation. It was no pressure from his end. He allowed me to decided for myself on how I wanted to handle repairing my credit. I'm 32 years old and made some very poor decisions when I was in college that led to me having a very poor credit score. I started the program in January 2017 with a credit score of 520. I was always getting turned down for numerous things due to my poor credit score. When I did find a company that would let me finance, the interest rates were through the roof! My credit situation literally started negatively effecting my life in a huge way, from where I had to settled to live and even putting unnecessary stress on my marriage. It is April 2017 and my credit score is 766. I can't even begin to explain how much of an impact being in this program has made on my life. I start to tear up when I think about how far I've come. I always thought that it would take an act of congress to repair my credit, but James assured me that he would fight and not give up on me throughout the duration that I would be in the program. I'm hear to say that he definitely did not give up on me. James always assured me that he would do his very best to get me where I wanted to be. James never once lied to me about anything. Even if it was something that I didn't want to hear, he was straight forward with me and I really respect him for that. With the progress that he has made with my credit, I will be building my dream home very shortly. James Lee is hands down the Michael Jordan of credit repair and I strongly recommend him to anyone that needs any type of credit repair. James Lee direct line is 214-289-2701! I promise this will be the best investment of your life.

SS
Shanna S.

03/16/2017

Provided by YP.com

I have to admit...This was the best decision and investment I made! Working with Misty Maxie was awesome! Very professional, and real at the same time! 6 months is all it took to turn my credit around! I am soooo glad I chose White, Jacobs & Associates with my credit repair! Great Company that guarantees results as long as you do your part! Thank you Misty!!!

MC
Melissa C.

03/11/2017

Provided by YP.com

James is the "bomb.com", he explained the process and I was hooked, and decided to give it a try. Fast forward to today my score went from 400 to 600 in 5 months. My husband was a skeptic and is now in the program. This company is great!

AA
Amy A.

03/10/2017

Provided by YP.com

Could not be happier to have used WJ&A for my credit needs. Justin Elliott was amazing and cleared up an erroneous matter on my report in less than a month! I thought my score would raise maybe a few points, 20-30 at the most, NO, it increased 100 points!!! You will not be disappointed in investing in WJ&A and your credit future. Ask for Justin Elliott - he is awesome!!

JM
Jason M.

02/27/2017

Provided by YP.com

From start to finish James was there for me. Explained the process and walked me step by step throughout the process. Even returned a call to me one night when I was feeling a little stressed about things. Never thought anyone would care as much as he did. Finally graduating the program and closing on the house of my dreams in 2 weeks!!!!! Great experience and happy to say that I will tell everyone I know about him and White, Jacobs & Associates. A-1 in my book.

RW
R W.

02/02/2017

Provided by YP.com

Lupe Rivera is wonderful! He helped us after my husband was without work and our credit suffered as a result...I highly recommend using W, J & Associated. We saw results in about 8 weeks. Lupe is very professional and made the process easy.

More Business Info

Hours
Regular Hours
Mon - Thu:
Fri:
Sat - SunClosed
Services/Products
WJA offers Attorney-Powered Consumer Credit Services. Everyone's situation is unique; so they start by giving a full credit analyst and consultation. Every service offered is personalized based on the client's goals and current credit and debt situation. Give WJA a call today for a No Obligation credit evaluation.
AKA

WJA

The Credit Authority

Category
Credit & Debt Counseling
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