Crew & Lloyd Insurance and Financial Services, LLC

916-724-2664

CLOSED NOW - Opens at 9:00am

Kipp and Dave specialize in providing planning and guidance for those who are seeking a better lifestyle in retirement.  Whether you have a retirement nest egg of five million or $50,000, we can help you make sure it works as hard and as smart as you did in earning and saving it.  If you’re typical, your retirement could last as long as 30 years and you simply cannot afford to make mistakes with your retirement money and run the risk of ruining your lifestyle during your leisure years. 

The two most common money mistakes made by the retirement-minded are (a) putting all their retirement assets in short term savings places, and (b) unknowingly taking risk they can’t afford.  If you have your retirement money in highly liquid places that allow you access immediately, you’re paying a dear price for liquidity you don’t need.   Conversely, far too many people have all their retirement money in the “market” and exposed to the risk of principal loss.  Certainly some of your money needs to be in short-term places that give you access without penalty.  Some may be able to afford the risk of the market with some of their retirement money, but too much in either place is generally a bad plan. 

We can help you strike a proper balance between the short-term and the longer-term maturities.  We can also assist you in making sure you are paying only your fair share of taxes and not one cent more.  Additionally, with our help the income from your retirement money, pension (if you have one) and your Social Security can be perfectly coordinated to assure you a worry free retirement without fear of running out of money in your lifetime. 

We are very hopeful for an opportunity to discuss your retirement plans so you can learn first hand how we can be of benefit.  There is no cost or obligation for talking with us by phone or meeting to discuss your circumstances and your retirement plans.  If we can’t be of service, you will at least have the comfort of knowing that you have consulted with a knowledgeable professional about the most important financial decisions in your life.  We want to help you get retirement “right” because there is no second chance. 

CA license # 0465795 and # 0589739