Velez, Rachel, AGT

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With fluency in Spanish, Rachel proudly serves clients in the Ridgewood, NJ area. Rachel has 24 years of experience as a Senior Home Lending Advisor and specializes in lending to self-employed clients, FHA mortgages, VA mortgages, vacation home financing, condo and co-op lending, and first-time homebuyer programs. Whether you're a first-time homebuyer, need to expand or downsize, or are looking for a second home, Rachel is here to help you find the right mortgage to fit your needs. Starting with a review of your finances, Rachel can help you get a clear picture of what might work best for you. Rachel will explain your options, answer any questions you may have, keep you informed and guide you through every step of the mortgage process. Above all, Rachel wants to ensure that you have a positive home lending experience.