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American Physicians Capital is a holding company for several entities that include insurance and financial services businesses. Through its subsidiaries, the company is a regional provider of medical professional liability insurance focused primarily in the Midwest. American Physicians Capital s core states include Michigan, Illinois, Ohio, Kentucky and New Mexico. The company s primary strategic unit, American Physicians Assurance Corporation, has exclusive endorsements from several state medical societies. It has nearly 9,600 policies in administration. American Physicians Capital was established in 1975 and is headquartered in East Lansing, Mich.