Fred Loya Insurance

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THERE JUST FINE UNLESS YOU WANT TO CANCEL THEM THEN THEY KEEP 85% OF YOUR MONEY. I GOT INSURANCE WITH THEM ON 2/9/09 AND CANCELLED THEM THE NEXT DAY FOR BETTER MORE CHEAPER INSURANCE WELL THEY SAID THERE WOULD BE A 50 DOLLAR CANCELATION FEE I SAID THAT WAS FINE SINCE I GAVE THEM 282.00 I FIGURED I WOULD GET BACK 232.00 AND THEY SAID IT WOULD TAKE 7 TO 10 BUSINESS DAYS TO RETURN TO ME. THATS FINE WELL 3 WEEKS LATER I GET A CHECK FOR 59.20 I WAS SHOCKED SO I CALLED THEM THEY SAID YEP THATS RIGHT THERE WAS THIS FEE FOR CANCELLING AND A PROCESSING FEE OF 48.00 PLUS THEY ADDED I WAS INSURED FOR 13 DAYS I SAID NO I WAS ONLY INSURED ONE DAY BUT SINCE I DIDNT GO IN AND SIGN IT WAS NOT CANCELLED AS THEY FORGOT TO TELL ME HOW CONVINIENT FOR THEM. PLEASE STAY AWAY FROM PLACES LIKE THIS I COULD IMAGINE IF I HAD A CLAIM WITH THEM. PLACES LIKE THIS ARE NOT GOOD IN THIS DAYS ECONOMY WHEN EVERYONE IS TRYING TO SAVE A BUCK. RIP OFF ARTIST!!!!